by hello@daisydigital.co.nz | Apr 7, 2022 | Mortgage Broker
Last year was a tough one for first-home buyers! They faced rapidly escalating house prices, rising mortgage rates, reinstated loan-to-value ratios (LVRs), and then the cherry on the top; the new Credit Contract and Consumer Finance Act (CCCFA) lending rules in...
by hello@daisydigital.co.nz | Feb 28, 2022 | Mortgage Broker
Does it feel like it is costing more and more every week, just to get by? Most people would likely answer yes when asked this question, and with inflation being a hot topic at the moment (and rightfully so with it being at a 30 year record high of 5.9%) you would need...
by hello@daisydigital.co.nz | Feb 15, 2022 | Uncategorized
Following on from my recent CCCFA blog post which you can read here, it felt like a good time to talk about some of the options we have on hand when you might find yourself just outside of the main banks lending criteria. This may sound like one of those “but...
by hello@daisydigital.co.nz | Feb 1, 2022 | Mortgage Broker
We’ve all seen the headlines of the cost of building and new builds going up. In this blog we outline some of the reasons for the increase in cost and give some tips of how to deal with this when working to a budget. The demand for housing remains strong and a...
by hello@daisydigital.co.nz | Jan 26, 2022 | Mortgage Broker
An extremely hot topic in the Mortgage industry (and media) at present is the challenges that prospective borrowers are now facing with regards to the changes recently made to the Credit Contracts and Consumer Finance Act (CCCFA). Rather than get all financey on it,...
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