Waikato roots, NZ-wide since 2018
Tell us what you need. We match you with a mortgage broker.
Two minutes, no credit check to enquire, one introduction.
Getting started
- 1
Tell us what you need
A short form that takes a couple of minutes
- 2
We work out who to connect you with
A broker or lender who handles the kind of loan you need
- 3
Your broker or lender goes through it with you
They can get in touch at a time that suits you
Client reviews
What clients say
5.0 stars from 149 Google reviews
“Kyle and the team at Summit Mortgages were a great help dealing with the bank and obtaining loan approval. As a single first home buyer, I figured there would be challenges and my application ran into a few snags along the way, but Kyle was able to expertly navigate my application with skill, care and class. I could not be happier with the result.”
“After our last experience with a mortgage broker we were hesitant to go down that track for our re-financing but I am so glad we found Kyle and his team at Summit. Kyle got us a great deal, made it very easy and kept us updated throughout.”
“Highly recommend the team at summit mortgages. Everything was very easy good communication, couldn't ask for a better service. Kyle made the nearly impossible possible for us, really worked a miracle.”
Reviews are from clients of Summit Mortgages when it arranged loans directly, 2018 to 2025. Summit Mortgages now matches you with a mortgage adviser.
How it works
Three simple steps
Tell us what you need
First home, next home, investment property, refinance, refix, top up, or a new build. A short form, a couple of minutes.
We work out who to connect you with
We pass your details to a mortgage broker or lender who handles the kind of loan you need.
Your broker or lender goes through it with you
They can get in touch at a time that suits you.
You only ever deal with your broker or lender about your loan. We just make the introduction.
Who it's for
Whatever stage you're at
Local pages: Hamilton, Tauranga and Waikato towns
Not sure which one you are? Tell us anyway and we'll sort it.
Tell us what you needWorth knowing
Why talk to a mortgage broker
They compare options across different lenders on your behalf.
They handle the paperwork and the lender conversations for you.
They explain your structure and options in plain English.
Mortgage brokers are usually paid a commission by the lender when you draw down the loan, and some may charge a fee in certain situations. They have to tell you how they're paid before you go ahead.
Also on hand
Need an insurance quote too?
House, contents or car insurance
Tower can give you a quote online in a few minutes.
Get a quote from TowerSummit Wealth Limited earns an ongoing commission from Tower on any policy bought through our link. A Tower quote is not financial advice and we don't advise on insurance.
How we're paid
How we get paid
General information only, not advice. Mortgage advisers are usually paid a commission by the lender. If your loan settles, the adviser's business may pay Summit Mortgages a referral fee. It is not added to your loan and does not change what you pay.
We're not involved in your loan. Our only role is the introduction.
FAQs
A few common questions
How are you paid?
We're a referral service and may receive a commission from the mortgage broker or lender we pass your enquiry to.
Do I pay a mortgage broker in NZ?
Mortgage brokers are usually paid a commission by the lender when you draw down the loan, and some may charge a fee in certain situations. They have to tell you how they're paid before you go ahead.
What happens to my details?
We pass your details to the mortgage broker or lender handling your enquiry, so they can get in touch.
Can I ask for a different broker or lender?
Yes. Just let us know and we can pass your enquiry to a different mortgage broker or lender, or you're welcome to go elsewhere.