Buying your first home

Buying your first home is an exciting experience. However, it can be very stressful. It is the biggest investment or purchase you have ever made. Summit Mortgages will walk you through the home buying process to make it as stress-free as possible.

Get match fit for buying a house!

For a mortgage you will need to think about things like a deposit, income, expenses and any high purchases or other loans. When purchasing a property you will want to consider things like location, resale value, zoning, schooling, repairs & maintenance and more.

Getting a pre-approval

A pre-approval gives you an idea of how much you can borrow before you go house hunting. Its often a good idea for First Home Buyers to get a pre-approval in place to give you confidence to go to market and compete. We can help you with this.

Getting together your deposit and using Kiwisaver

Getting the deposit together is one of the biggest challenges facing First Home Buyers. If you are in KiwiSaver you could apply for the first home withdrawal. Also you may qualify for the HomeStart Grant or a Welcome Home Loan. We can help you to answer these questions.

Where to start

We can help you through the process. We will keep you informed and give you tips on how to prepare yourself to get an approval.
You can start here by either applying online, or call us to set up an appointment.

100% free service | Independent mortgage brokers | Specializing in debt reduction


Low rates

We negotiate the best possible rates through our broker system.

Easy 3 step process

1. Your authority and consent.

2. We negotiate.

3. You choose which rates you prefer.


Independent advice

With our expertise we can recommend which options are best for you. NOT the bank.

Meet your team

Kyle Imeson

Kyle Imeson

Director & Mortgage Adviser, Financial Adviser, FSP 607609

Matt Walton

Matt Walton

Mortgage Adviser, Financial Adviser, FSP1001298

Lou-Ann Pretorius

Lou-Ann Pretorius

Administration Manager