News and Resources

Read more about Mortgage Brokers, buying your first home, refixing your mortgage, what rates are doing and other common concerns our clients have.

Credit Contracts and Consumer Finance Act (CCCFA)

Credit Contracts and Consumer Finance Act (CCCFA)

An extremely hot topic in the Mortgage industry (and media) at present is the challenges that prospective borrowers are now facing with regards to the changes recently made to the Credit Contracts and Consumer Finance Act (CCCFA). Rather than get all financey on it,...

New Build Offering

New Build Offering

Thinking about building your new property? Exciting news, we have now got access to two lenders doing a new deal for builds! The new Back My Build floating rate of 1.79% p.a. will help customers who are either building their new home from scratch, purchasing a home...

How to Download your Bank Statements

How to Download your Bank Statements

Need a little help retrieving your bank statements online? Follow our step by step instructions for all major banks below. ANZ   |   ASB  |   BNZ   |  Westpac   |   Kiwibank Go to ANZ’s website Log into your internet banking (box located right side of main screen)...

I’m Pre-Approved, What’s Next?

I’m Pre-Approved, What’s Next?

Congratulations! Getting pre-approved for a home loan is no easy feat. So, what are the next steps you need to take in purchasing your new home? Well, now is the exciting time; you can start looking at properties.  Before making an offer Before you make an offer on a...

Mortgage Review Time

Mortgage Review Time

Interest rates are the lowest they have been since World War II, and there is no sign of them slowing.What does this mean for you?Well, its great news for those entering into new home loans or those coming to the end of their fixed term. Perfect timing to...

5 Mistakes To Avoid When Purchasing Your First Home

5 Mistakes To Avoid When Purchasing Your First Home

Purchasing your first home is likely to be the largest financial investment you will make in your lifetime. Something that many of us Kiwi’s dream to acquire at some point in our lives, and although it’s a very exciting time, the buying process can be tricky business.

What Is A Mortgage Broker And Why Use One?

What Is A Mortgage Broker And Why Use One?

What is a mortgage broker and why should you use one for your home loan? At Summit Home Loans we make the finance process easy and take away the hassle for you. Our service and advice from a registered financial adviser is free to you.