How it works
How Summit Mortgages works
Here's exactly what happens from the moment you tell us what you need.
Tell us what you need
Fill in a short form: what you're after (first home, next home, investment property, refinance, refix, top up or a new build), your region and your general timeframe. It takes a couple of minutes.
We work out who to connect you with
We pass your details to a mortgage broker or lender who handles the kind of loan you need.
Your broker or lender goes through it with you
A broker or lender can get in touch at a time that suits you. If it's a mortgage broker, they'll give you their own disclosure and any advice, and from there your loan and paperwork are between you and them.
After you've sent your details
A broker or lender can get in touch to find a time to talk. That first chat is about understanding what you need, and from there they can set out your options and go through what comes next. If it's a mortgage broker, they'll also give you their own disclosure, including how they're paid.
What to have ready
- ID for everyone involved
- A picture of your income and savings
- Details of your deposit position
- Details of any existing debts
- Information on the property, if you already have one in mind