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summitmortgages

New build and renovations

Financing a new build or renovation

Building new or taking on a renovation project often needs a different kind of lending to a straightforward purchase. Tell us what you need and a mortgage broker or lender can get in touch to talk it through.

What a mortgage broker or lender can help with here

  • Explaining how construction lending generally works, including staged drawdowns
  • Comparing options across different lenders on your behalf
  • Working through what a renovation project might need in terms of finance
  • Explaining your structure and options in plain English
  • Talking you through the paperwork and next steps

Good to have ready

  • ID for everyone on the application
  • A picture of your income, from payslips or accounts
  • Your deposit and savings picture
  • Details of any existing debts or other commitments
  • Plans, quotes or a scope of works, if you have them

What happens next

  • Tell us about your build or renovation project.
  • We pass your details to a mortgage broker or lender who handles that kind of loan, so they can get in touch.
Tell us what you need

General information only, not advice. We're a referral service and may receive a commission.