Top up
Topping up your mortgage
Borrowing more against your existing home is a common way to fund renovations, a vehicle, debt consolidation or a deposit on another property. An adviser can lay out what that could look like for you.
What a mortgage adviser can help with here
- Explaining how borrowing more against your existing home generally works
- Comparing options across different lenders on your behalf
- Working through what a top up could be used for, from renovations to consolidating other debts
- Helping you understand how your equity position generally factors in
- Talking you through the paperwork and next steps
Good to have ready
- ID for everyone on the application
- A picture of your income, from payslips or accounts
- Your deposit and savings picture
- Details of any existing debts or other commitments
- Details of your current mortgage and what the extra borrowing is for
How matching works for this
- Tell us what you're looking to top up your mortgage for.
- We match you with a licensed adviser who can look at your options.