Mortgage broker Hamilton
Hamilton mortgages: home, refinance and investment loans
Buying in Rototuna, a student rental near the university, or a new build in Peacocke? Tell us a little about your plans. We gather a few details and arrange for someone to get in touch to discuss your options.
Quick take
All of Hamilton.
North, south, east and west of the river.
Investors welcome.
Student rentals, family rentals and portfolios.
Growth areas.
Peacocke, Rototuna and Rotokauri are busy with new homes.
One short form.
Someone gets in touch at a time that suits you.
The Hamilton market, in general terms
- A big, growing city. Hamilton is New Zealand's largest inland city, with new housing in the north and south.
- Close to Auckland. The Waikato Expressway makes Hamilton an option for people who work or have family further north.
- Steady rental demand. The university, Wintec, the hospital and the Te Rapa industrial area all bring tenants.
Buying or refinancing a home in Hamilton
- First home buyers. Areas like Nawton, Dinsdale and Glenview are often on first home shortlists, and some lenders may consider a smaller deposit for a new build.
- Moving up. Families often move to Rototuna, Flagstaff or Huntington for schools and newer homes, which can mean bridging between two properties.
- Refinance or refix. If your fixed term is ending, it can be worth looking at your options before rolling over.
Investment property in Hamilton
- Student rentals. Hillcrest, Silverdale and Hamilton East are popular near the university. Some lenders may look at boarding style rentals differently.
- Family rentals. Investors often look at Nawton, Dinsdale, Fairfield and Enderley.
- New builds. New build rentals in Peacocke and Rotokauri are common, and some lenders may look at these differently to older homes.
How it works
Suburbs we cover
Wherever you are in Hamilton.
North
- Rototuna
- Flagstaff
- Huntington
- Pukete
- St Andrews
- Chartwell
East
- Hamilton East
- Hillcrest
- Silverdale
- Claudelands
- Fairfield
- Enderley
West
- Frankton
- Dinsdale
- Nawton
- Rotokauri
- Te Rapa
South
- Peacocke
- Glenview
- Melville
- Hamilton Lake
What to have handy
- Rough deposit or equity you could use
- Your income, and any rental income you already earn
- Details of your current loans and other debts
- The property address or listing, if you have one
- Whether you plan to buy in your own name, jointly or another structure
Outside the city?
We also cover Cambridge, Te Awamutu, Morrinsville, Huntly and the rest of the Waikato. See our Waikato towns page.
Get more information on a Hamilton home or investment loan
About 2 minutes. We gather a few details and arrange for someone to get in touch to discuss your options.
Common questions
- Which parts of Hamilton do you cover?
- All of it, from Rototuna and Flagstaff in the north to Peacocke and Glenview in the south.
- Can I get a loan for a student rental?
- Some lenders may lend on student rentals, and some may treat a home let by the room differently, so mention it when you get in touch.
- I'm moving from Auckland. Can you help?
- Yes. Just tell us about your move, and we'll gather a few details and arrange for someone to get in touch to discuss your options.
- What happens after I leave my details?
- We gather a few details and arrange for someone to get in touch at the time you choose to discuss your options. There is no obligation.